When there is money, you use it to pay off credit card debt, some is placed as an investment, or even worse for consumption. As a result, credit card debt continues to exist and we must continue to pay high interest. Credit card interest is extraordinarily high. Everyone knows it but people keep delaying or even failing to pay off that makes the problem getting worse. The impulsiveness in using credit card can cause a bad credit credit card and it can be affecting more problems when you can’t pay regularly.